Solar Home Financing

Sunlight Financial

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Enium Capital

ENIUM is committed to presenting innovative ways for each customer to be environmentally aware and fiscally responsible by providing finance solutions with integrity to every customer one project at a time. At ENIUM, we are passionate about connecting customers and contractors with terrific loan programs to improve the quality of life of all those within our reach.

Cardinal Financing

Cardinal Financial was originally founded in 1987 and proudly serves as one of the most senior lenders in the industry. After years of working for other mortgage companies, our leadership saw the way the market was changing and thought, “There has to be a better way.” So we embarked on a journey of modernization under new ownership in 2013.

We’re innovators at heart, and for years we’ve been building and investing in our proprietary technology Octane®. It’s our revolutionary loan origination system that’s transforming the industry and helping us deliver a better mortgage experience.

From humble beginnings to strong roots, we grew from 100 employees to a nationwide lender in just five years. While we experienced significant growth, we knew that in order to stay relevant in a changing market, we had to diversify. We’ve since incorporated multiple channels into our business model and identified key leaders to spearhead their growth.

In 2016, it became clear that we needed a new identity to match our modern way of thinking about mortgage lending. So we rebranded and launched an entirely new logo, website, and marketing materials to better serve our customers and our partners. We continue to innovate and grow, adding new team members and branches across the U.S.

Solar Tax Credits and Incentives

26% of total system cost with no limit on maximum expenditure. (This continues through 2022)
Since this is a credit and not a rebate, the owner of the system must have a tax liability to off-set against this credit. However, if the owner’s liability is not as large as the credit, the credit can be carried over to the subsequent year.
The system must be installed on a residence you own and use for living, but second homes qualify for a portion of the credit. (Rental properties do not qualify.)
Tax Form 5695 applies to renewable energy tax credits. This form is available online HERE. The IRS has some helpful information available HERE. Your tax advisor or CPA can provide more specific information.
No direct consumer credit exists in Florida. IE, there are no state incentives at this time in the state of Florida